Humana Inc. may be making some major changes in the near future. Humana, a U.S. health insurance company, has received a number of offers to buy them out including an offer from Cigna. Earlier this week, Aetna through their hat in the ring and has made a formal cash and stock bid to buy out Humana. The market value of Humana, as of Thursday, was valued at $27.59 billion. As of right now, according to The Wall Street Journal, Aetna is set to buy Humana for $34.1 billion. If the deal with Kenneth Griffin goes through Aetna would be paying roughly $230 a share for Humana which is a premium of 23 percent. Between the cash and stocks payout the deal is estimated to be an impressive $37 billion total. So far this deal that is in the making has proven to be extremely lucrative for both parties. Aetna saw their shares jump 4.3 percent, bringing their shares to a record high of $133.05 per share. Meanwhile, Humana saw a 6.5 percent increase in their shares bringing them to $196.21 per share. While shareholders are excited about the merge some leading medical groups are very concerned. According to Medscape there are some concerns about the third and fourth largest US insurance companies merging. Medical groups fear that this merge has the potential to limit choices for patients and stop doctors from joining certain insurance networks which would force physicians to lower their fees. This merge overall looks like it will make healthcare more affordable for consumers and potentially place the hardship on physicians.
In every aspect of marketing there is always one product that seems to stand apart from the rest. Some companies may market well enough to get through to a limited audience. There are others, however, that have great marketing and quality products. These are the products that break the mold and set the bar. These are companies that become the companies that everyone else wants to beat. This is what is happening with Beneful.
The brand has been around for a long time. It has become a staple in the homes of dog owners because it is a brand that has transformed into a diverse collection of quality dog foods. Beneful has a lot of dog food meal plans, but at the very core there is still something that makes these pet food creators come back to creativity. There are a lot of other things that the company could do, but Beneful doesn’t have to go overboard with promotions. A brand loyalty has already been developed, and this has really made it easier for the Beneful company to promote both wet and dry food for dogs.
It has not gone unnoticed that others have tried to dethrone Beneful, but Beneful has a core competency that expands pass what the competition is doing. This brand has managed to develop vegetable blends for pets that desire different foods. That may be one of the most enlightening things about the Beneful brand. A patron of this brand can buy another selection from the brand knowing that there is still a quality dog food brand.
There are a lot of people that like to buy Beneful for their dogs, but a large majority of them probably do not even know how many different food choices are available. There are a vast amount of choices, and some of these foods even help promote better health. That is why the Beneful brand is often promoted by veterinarians. These are not a lot of brands that are geared specifically towards health, but the creators of Beneful dog foods have thought of almost everything. There are dog food themes that go with the type of brands that are purchased. This is good for the dog owner that cannot communicate with an animal in terms of finding health issues. Sometimes a dog that is eating healthy dog food is the only indication that the dog may be eating properly.
According to Fortune, FreedomPop is gaining much attention and backing. To those that are not familiar with the company, FreedomPop is a cellular service company that offers 500MB of data, 200 voice minutes, and 500 text messages to subscribers at no cost each month.
With the help of these free plans, FreedomPop hopes to reach 1 million subscribers by the end of their third quarter. The rapid growth to almost 1 million subscribed has caused much attention to be gained by supporters as well as other cellular services. FreedomPop has been able to raise $30 million which can help the company to continue to grow.
FreedomPop has much room for growth and a lot of potential. In addition to raising $30, FreedomPop has been presented with many acquisition offers in which they turned down. Though FreedomPop turned down several acquisition offers, it may be interested in such offers in the future. According to the co-founder and CEO, Stephen Stokols, he is waiting for FreedomPop to expand before any offers are really considered.
If you are asking what’s the catch, there is not catch. This company is able to offer free services because it is a mobile virtual network operator (MVNO). This simply means that FreedomPop is able to piggy back off of other cellular carrier’s services. By not owning their own infrastructure FreedomPop is able to save a lot of money but in order to attract new customers they have to spend money. The cost to piggyback off of other cellular carriers services is not fee. FreedomPop has to come out of pocket for all of the free services that they offer.
Even though the company may seem to be losing money because of the free services it offers, FreedomPop is able to recuperate some of those monies with the help of add on features. Customers are able to increase their monthly data allotment, sign up for a data rollover plan, or even sign up for an international number that will allow the individual to make and receive international calls without having to pay expensive international rates for a small fee.
The CEO and co-founder of the QI Group, Vijay Eswaran has continued his recent successes with the government of India providing his company with a clean bill of financial health. Eswaran is one of the leaders in the world of multi level marketing through his role as the CEO of the QI Group, which sees him head a company that is growing across the globe through a series of linkups with major organizations and a superior range of products. Eswaran and his fellow QI executives are now calling for stronger controls for the multi level marketing industry in India to avoid any problems being caused for his legitimate company by other entrants into the Indian based industry.
Eswaran has always been at pains to point out his company is a legitimate and financially stable entrant into the industry with a long history dating back to the 1990s. The CEO embarked on a number of educational programs and work experience options to make sure he took the best advice about multi level marketing, which included studying the programs of the technology based giant IBM. Vijay Eswaran remains an active CEO offering his own services for training seminars and the meetings organized by QI to make sure all individuals within the company come into contact with him at some point.
There is more to Vijay Eswaran than just the business side of his personality, which has seen the entrant onto the rich list of Malaysia write a self help book detailing the secrets of his success. In The Sphere Of Silence explains the spiritual side of Eswaran that he states helps keep him grounded and focused on the matters at hand each and every day. Eswaran embarks on a period of silent meditation each day, which brings him focus on the issues running through his mind and makes sure he has the chance to only work on the matters that are important to his own world every day.
QNET is a prominent direct selling company in Asia that has been gaining in popularity in recent months. The company has taken on the global industry of direct selling and positioned itself as a leader in this highly competitive niche. The latest from QNET is that they have unveiled a new product for their global audience that is sure to take the world by storm. They are releasing three powdered food supplements under the LifeQode range that are 100% organic, halal, and vegetarian.
The reason that QNET feels that LifeQode will be unlike any other supplement of its kind is it has been formulated and tested to help restore balance to the human body replenishing vital nutrients that are needed using only food extracts, giving the human body the proper care that it deserves. QNET announced that this three new supplement package of health and wellness supplement will be called Kenta, Berry Xtreme, and EDG3. All three of these new products are currently being made from a unique selection of all natural derived ingredients that promise to provide the human body better health and an overall improved well-being.
The regional general manager of QNET, Khaled Diab, says that Kenta, Berry Xtreme, and EDG3 each in their own way provide gentle hormone stimulation, amazing immune boosting ability, and phytonutrients derived from berries. The key to a fulfilling and a long life is your health, and these products are designed to help the body to natural draw the nutrients it needs to thrive each day. By combining these three unique supplements, QNET feels that LifeQode has finally cracked what has long been believed the code to natures formula for living a longer and healthier lifestyle.
The best part about the Kenta, Berry Xtreme, and EDG3 supplements is that they are completely lifestyle friendly. These supplements all come in easy to carry convenient pouches and are available in delicious flavors. Supplements can also be combined and selected based on their nutritional value, depending in part to the individual need of the user. QNET representatives feel that these has been a dire need for these products on the market for far too long, and the time has come where consumers are finally going to have the opportunity to better their lives through the supplements they take.
QNET pushed this product to the forefront of their industry because they feel that a nutrient crisis is taking over this world, and if the body can not regenerate effectively, eventually a long list of chronic illnesses will soon follow. The combination of a balanced diet and the LifeQode supplements could add many healthy years to a persons life.
Christian Broda is an investment expert, economist, and currently the Managing Director at Duquesne Capital in New York. He has done extensive research in currency and economic trends, and is also an expert in setting up hedge funds. Broda began his economic education journey at the Universidad de San Andres in Argentina graduating Summa Cum Laude, and went on to get both his master’s and Ph.D. from the Massachussets Institute Of Technology. He’s held a position as Professor of Economics at the University of Chicago and has been recognized by organizations such as The National Science Foundation and held a James S. Kemper Foundation Scholar for his field work.
Some of his most famous articles such as “Product Creation and Destruction: Evidence and Price Implications”, “Endogenous Deposit Dollarization”, and “Terms of Trade and Exchange Rate Regimes in Developing Countries” have appeared in notable publications such as American Economic Review and Journal of International Economics. His steps to creating a successful hedgefund appeared in a CNN article about a year ago and he has addressed the issues of trends in the global market and international trade. But perhaps what’s set Broda apart from other economists is his belief in the US dollar’s ability to withstand the national debt increase and actually grow stronger due to the need for a stable currency around the globe.
Broda’s backing of the US dollar is based off of his work that he’s done in studying the movements of the Bank of Japan and their practice of quantitative easing. It was because Japan’s economic policies were able to maintain a low level of inflation that their economy was able to survive that recession, and Broda believes the dollar can do the same. His advice has been for investors to keep their eggs in the dollar basket because he predicts that doing so will yield higher returns in the long run.
Sometimes it seems that success in the Houston real estate market is all about weathering the downturns and then making the good times last and last. Frankly, it’s all about resilience for professionals here who love this city and all it has to offer, in boom times and even through the busts.
Veterans of the real estate market who weathered the bust of the 1980s know that carving out success in this oil-driven city means hanging in there, getting creative and doing it all with a lot of style. That’s how Houston weathered the aftermath of the 2008 economic meltdown and that’s how it’s handling today’s somewhat shaky market.
Recent reports on the Houston real estate market note a wariness among buyers who may be waiting out an economy that is feeling more unpredictable. There are signs of a downturn with some corporations experiencing layoffs, and the effect of the upcoming election on oil prices has yet to be seen. The Houston Chronicle has reported that homes are selling, but that homeowners are experiencing longer waits on offers, and that they sometimes must reduce prices in order to get an offer. Houston homes are still selling, though, which is good news for everyone.
Among other good news in Houston is the ongoing success of ventures like the Highland Village retail center. This center, which is leased by property magnate Haidar Barbouti, has had a stellar record with rents increasing steadily, with no sign of a downturn. The glamorous, upscale center boasts Houston’s only Apple store, and has a trendy eatery called Up which is run by Barbouti. Barbouti has been leasing the center since 1990, which definitely qualifies him as one of the veteran’s of Houston’s up and down market.
As the successes continue, and as his About.me profile can attest, it’s assured that Houston will bounce back and thrive as well.
Mikal Watts is a partner in San Antonio’s Watts Guerra. He is currently leading a team of legal professionals who are encouraging United States of America’s corn farmers to sue Switzerland for selling them a Genetically Modified corn seed. This seed has produced a crop that China will not import, forcing the United States to lose out on the money they depend on from corn export to China. This Swiss company is named Syngenta and is responsible for the loss of income from corn in 2013 and 2014.
Roughly 20 percent of all of the corn grown in the United States annually is exported for profit to such buyers as China. When China refused to buy the genetically modified corn sold to the United States from Syngenta, the United States lost billions of dollars. Even though not all corn for sale to China came from Syngenta, there was no way to separate it from the corn that was rendering the entire shipment a loss.
This is why Mikal Watts has proposed a legal battle to the corn farmers in the United States. He proposes that the farmers that experienced the financial burden due to Syngenta’s genetically modified corn seed come together and form a massive lawsuit. This would cover the loss that the United States experienced from the incident. Luckily for US farmers, Mikal Watts has extensive knowledge and experience in fighting agricultural battles.
Mikal Watts has extensive knowledge in law and agricultural battles. He graduated from University of Texas in 1987 with an undergraduate degree and University of Texas School of Law in 1989 at the ripe age of just 21. Upon graduation he took his place as Chief Justice of the Supreme Court of Texas. From 1990 until 2009 he served as an important member in many very important firms. In 2009, Mikal Watts went on to join Francisco Guerra IV. Together they formed Watts Guerra LLP.
Most people dream about the opportunity to be independently wealthy. Unfortunately, the overwhelming majority of individuals do little more than dream about living this way. Even though everyone wants to have the opportunity to have as much money as they need to live a life that they choose, it seems like more and more individuals are living in a situation where they barely have enough money to cover even the most basic of expenses. The problem is, everything is continuing to get more expensive and in some cases, it is virtually impossible to work enough hours to cover it all. This is when it is time to start thinking outside of the box and come up with viable solutions that can help you have more financial freedom without having to work yourself into an early grave. As discussed on Mashable, Igor Cornelsen and many other people are beginning to utilize is day trading.
You might be wondering what day trading is even all about. Essentially, it is a form of investing that allows you to invest money on a day to day basis from your computer. You can do this from home or virtually anywhere else that you have a computer and an Internet connection. Day trading requires you to invest in stocks on a short-term basis. The entire point is to have more money in your account by the end of the day than you did when when you started. It requires that you watch stocks very closely, purchase them at exactly the right time and then sell them whenever you can make a profit. While you are actively participating in it, it can be a time consuming method but it can also pay huge dividends if you do it right.
A lot of people have tried their hand at day trading and some of them have been quite successful. Unfortunately, others have failed miserably. In order to do it correctly, you have to have at least a rudimentary understanding of stocks and how the stock market works. Along with that knowledge, you also need to make sure that you are only investing money that you can afford to lose. If you are struggling to put food on the table, then it is vitally important that you take care of your basic needs before you spend any money on investing. However, if you have been working to set some money aside, it might be the perfect time to see whether or not you have a natural ability when it comes to day trading.
Irelands newest import: Bonn Óir Irish-American Vodka