The 990 Company is Looking to Innovate the Real Estate Sales Process

Every real estate agent would love to have hundreds of listings in their name and to have their phone constantly ringing with potential sellers looking to have their homes listed. Greg Hague, the founder of The 990 Company, has developed a program where this can become a reality. The goal of the 990 program is to help real estate agents get more listings and sell more houses at a higher price with the seller doing some of the work in attracting buyers.

Greg is the son of “Chubby” Hague, who once had one of the largest real estate firms in Ohio. After graduating from law school in 1974, Greg opened his own real estate firm which became known for being one of the most innovative and fastest growing firms in Ohio. After moving to Arizona, he founded The 990 Company in 1988 with one office and three agents and has since grown this real estate firm into a 122 office national franchise. Greg is also a top rated attorney, CEO of Harvey Mackay University, a frequent guest speaker on real estate issues and a best selling author.

The idea behind the 990 sells homes program is to help both the real estate agent and the home seller attract as many buyers as possible and sell the home faster at a higher price. The agent will provide all of the advertising and marketing services that they would normally provide in selling the home such as using yard signs, listing the property on the MLS and posting the property on real estate websites, print media and social media. If the agent finds a buyer, the seller would pay the normal commission for the sale of the home. What makes the 990 program different is when the home seller finds a buyer through their own efforts, and that buyer is not working with another agent, then the seller’s agent will work with the buyer and negotiate a deal to purchase the property. If the buyer agrees to the purchase, the seller only pay a $990 commission saving the thousands of dollars.

Getting a home listing is the most important part of being a real estate agent because it is how they get paid. If they do not have any listings then they have no business. Through marketing the 990 program to potential sellers, they can attract people who want to pay less in commissions. They also have the seller attracting buyers through their own efforts. As a result of the low commission, the agent could expect to receive referrals from the seller. It is a win-win situation for both the agent and seller.

Newark Community Economic Development Corporation’s Kevin Seawright

In the recent past, Newark Community Economic Development Corporation has been in the news because they incorporated a new leader to its ranks. It is common for organizations to recruit new employees with the aim of attracting better talent. The essence of recruitment is to fill an existing gap created by the exit of an employee or an entirely new position in the organization. Newark CEDC recruited Kevin Seawright to the management team. Newark CEDC, a company based in New Jersey, has played a significant role in the economic formulation of the entire states. The inclusion of Kevin to the board is an indication that they want to continue making more impact. Kevin has vast experience in capital management, operation and accounting. It will be a great asset for Newark CEDC in their attempt to attain their overall organization goal.

Newark CEDC was founded in the year 2007. In the year 2014, the company was renamed from Brick City Development Corporation (BCDC) to its current name. It is the primary agent in Newark tat spurs economic development. They are a business development incubator, for they attract businesses and help them until they are fully fledged companies. The company has seen an improved economy courtesy of excellent business incubation skills imparted to the businessmen. Youth will be absorbed from the bandwagon of unemployment.

The East-Coast has been a beneficiary of Kevin’s financial prowess and experience. He has been able to implement new financial management systems, thus saving organizations enormous sums of money. It was the case when he was engaged with Baltimore’s Commission on Aging and Retirement. During his tenure at the organization, Kevin saved about $100,000. As a consequence of the same, he got a promotion to the position of Payroll Director.

Working in collaboration with Newark Department of Economic & Housing Development, it intends to put in place measures, which will catalyze economic growth in the community as a whole. They also have a goal of involving small businesses with the aim of creating more jobs which effectively is expected to improve the living standards of everyone. It will be a step towards the realization of organization goals. Services offered by Newark CEDC include; providing grants for business improvement, loans for real estate development, proving entrepreneurs with prerequisite counseling services on business management, and adverting among many other services.

Therefore, Newark Community Economic Development Corporation is an organization that should be given all the necessary support, for it to touch many lives.

On Fear and Freedom

When Yeonmi Park escaped, she had no idea what she was running to, only what she was running from. Growing up in the oppressive regime North Korea, where the government controlled what she wore, watched, ate, and even learned, she didn’t even have a concept of what freedom was supposed to mean for her. Then again, growing up in the city of Hyesan, North Korea, Park was luckier than most in her vicinity. She was the daughter two civil servants for the government, and was not directly subject to the famine and disease that most North Koreans face on a daily basis.

But all of that changed when, as reported by The Guardian, her father was arrested for smuggling, removed from his position in the Workers’ Party, and forced into hard labor. From that point, Parks and her family learned the harsh truth about life in North Korea. Parks knew that if they stayed, they would be taken by execution, starvation, or disease. She dreamed not of freedom, but simply of safety for herself and her family.

Due to be released September 29th, 2015, Park’s novel In Order To Live outlines the harrowing details of her family’s escape from the oppressive regime of North Korea. In the novel, she discusses how her family was able to escape to China through the dangerous world of human traffickers and smugglers. Parks and her family faced unspeakable horrors in China and Mongolia at the hands of human traffickers, and the battle to reach freedom in South Korea was long-fought. Her novel speaks on the power the human spirit and its ability to help Park and her family overcome the terrible conditions they faced and the hope that got them through to freedom. Today, Park is an influential social rights activist and a leader of a young generation of North Korean dissidents.

While she continues to be a prominent activist, Park is continuing her education in Seoul, with a major in criminal justice. Park shares her activism and story through prominent podcasts and interviews, and plans to continue her work in shedding light on the horrors of the North Korean regime.

American Economists Say There’s No Danger Of A Crisis After Stock Market Drop

Many economists around the country think the stock market selloff is not going to create a global crisis. Christian Broda, the managing director of Duquesne Capital Management, is an expert investor as well as an economics professor. Broda spends a lot of time studying China’s economy. And he thinks the Chinese government will stop their internal financial crisis one way or another. Broda and other economists know that the Chinese are not going to allow their stock market to crash even though it has lost 38 percent of its value over a three month period.

Global indexes have lost about 10 percent recently, but there is little chance that the U.S. Stock market will follow the China stock market drop, according to Broda and other economists. Several economists think this sudden selloff is just a touch of volatility in a long-term upward trend. Broda is quick to say that China is an account surplus country which means commodities are excluded, so the Chinese slowdown will hurt commodity exporters more than the economies of other countries. Economists in China say other countries are using their situation as an excuse because they feel their actions are not the reason for the drop in stock prices around the world.

Downward spikes in the stock market are not uncommon, and those spikes don’t usually signal a major downturn, but they can, according to some economists. The big question is, did China cause the stock meltdown or is the market drop a normal market adjustment? The answer is a little of both, according to Broda and other economists. China is in the process of stabilizing its currency and trying to boost their manufacturing base. Those issues can’t be solved overnight, but they will be solved by the Chinese government because their form of capitalism is authoritative.

Some investors say now is the time to buy stocks. The risk reward factor is favorable according to the Relative Strength Indicator. But not every investor is convinces that now is time to buy stocks. Investors are looking at real estate and other investments in the short term, and that may be a good idea for investors that think the economists are not always right.

Advertising Techniques in Brazil

In order for one to profit from his business and succeed in the industry, there needs to be some awareness spread about the company. In order to do that, one has to advertise the company. There needs to be a campaign that not only tells people about the company or the product, but it also has to make the product attractive. People have to be made to feel as though they need to have this product. There is another problem and that is the method used to advertise the product or company. If one doesn’t know how he can advertise, then his company is going to be dead in the water.

Fortunately, there are many different mediums that one could use to advertise his company. There are online spaces, television spaces, radio spots, newspapers and magazine spots that one could use in order to advertise the product that they are willing to sell. It is not wise to settle for one medium. Using a combination of media is a very effective tool for reaching the audience. A combination of television commercial, online ads, fliers and paper ads can go a long way towards bringing awareness of a product or company. However, there are skills that are needed to bring out the appeal of a company or a product. This may require the help of a professional with special skills and experience.

One person who has these skills is Claudio Louriero. He has a lot of skills and experience when it comes to working on new ventures. He definitely has a lot of experience in establishing new start ups, and business cultures. He is very effective in playing for the team and is a good leader. He knows what is needed to bring about awareness of a company and a desire for what the company has to offer. He works skillfully in creating advertising campaigns that will compel people to try out the products or services of a company.

Advertising is an important part of business success. If one does not advertise and just relies on building his business, then people are not all that likely to find it. He will not have that big of a chance in making sales.

The Fed’s Signal To Raise Interest Rates

The United State’s Federal Reserve Bank has recently indicated that it will raise interest rates for the first time since December 2008. However, with the continued sluggishness of the economy and price inflation at .2%, the decision could well be deferred. In trying to understand how the interest rate, inflation and wages work together, it is necessary to understand each component of the economic puzzle separately.

Inflation is a rise in prices. The rise or fall (known as deflation) can be a result of a number of factors. At the most basic is the fundamental economic theorem of supply and demand. As the supply of a product is greater than the demand, then the price of that product should, at least in theory, fall in a free market. Similarly, when the demand increases, the supply is reduced and prices rise. A healthy amount of inflation (around 2% a year) is considered good for the economy as a whole as it allows producers to pay more in salaries, provide more benefits and expand facilities.

Wages paid to employees by businesses have been stagnant for the past several years, as there have been more employees than jobs (supply exceeding demand). This has acted to keep prices down since another factor in the economy is the availability of money. No matter how needed a product is, if people can’t afford it, then the producer will not make any profits, and the economy staggers. No profits mean no expansion, no raises and possibly layoffs.

Banks lend money for the expansion of manufacturing plants and other capital investments by companies. Interest is the amount that banks charge their customers for the use of this money. However, banks only have so much money to lend, and they in turn go to the Federal Reserve to borrow money. In order to encourage economic expansion, the Federal Reserve reduces the interest it charges to banks. As it becomes less expensive for banks to borrow from the Fed, then they are more likely to lend more money to their customers to expand. That rate as mentioned has remained virtually the same, near zero, since 2008.

When the Fed raises the rates as it has signalled it would do so later this year it will likely mean that some of the economic growth in certain industries will slow allowing for prices and the labor market to adjust. Job growth will slow which is consistent for limiting inflation.

One economist watching this debate unfold is Christian Broda. Broda earned a Masters and a Doctorate in Economics from MIT. Working as an analyst for the Federal Reserve Bank of New York, he studied international economic issues. Later Broda became a tenured professor of economics at the University of Chicago, edited several academic journals, and is currently the managing director of Duquesne Capital Management, a New York hedge fund.

Investment Banking, Alternative Funds, And Highland Capital Management

Today’s investment banks are important both for investors who want to place their money in a fund that offers them more interest and better fruits for their labors, and for businesses who need the extra capital that investor funds can afford them. Most of the time you think of stocks, bonds and mutual funds as being the key investments, but there are a lot of other alternative funds that investors may look into to add more risk or diversify their own portfolios. Most investors want their money placed in business sectors that are on the rise, or where the markets are always going to have a strong demand.

One company who has specialized in alternative fund investments is Highland Capital Management, based in Dallas TX but has offices all around the world. Highland has practiced sound investment practices focused on offsetting risky investments with safer ones, and they’re employee-owned and offer solutions with the best interests of their investors and not their products. One of type of fund that Highland Capital has used is the Collateralized Loan Obligation, a fund that takes a mix of high-risk investor funds and low-risk ones, categorizes them in a set of classes which also takes into account how risky loaning to a certain borrower may be, and places them in a pool. This has been done to increase capital available to businesses that need an increased loan amount. The founder of Highland Capital Management, and one of the first proponents of a CLO, is James Dondero on

Dondero has over 30 years of investment managing experience, dating all the way back to when he graduated from the University of Virginia. His first investment banking stint happened at American Express, where he managed more than $1 billion in alternative and fixed income funds. His reputation earned him a jump into an executive position at Protective Life GIC, and with GIC being nothing more than an idea when he joined, Dondero made it into a $2 billion asset holder in just 5 years. While Highland Capital wasn’t officially named such when it was first founded, Dondero along with Mark Okada took a portion of shares from GIC and used them to start up PAMCO, which would eventually become the independent Highland Capital Management Company. Since then, Highland Capital has taken off building up a portfolio of over $21 billion in investments.

Brian Bonar and the Finance World

Currently the CEO of Imaging Technologies Corporation is Brian Bonar and was in an online interview with website where he talked about the strategies his business has taken. ITEC is well known to be a leading developer of software that is used in management of color, integration of digital hardware and organization of services. Remarkable transformations in the company have been noted since it changed from dealing with production and development to offering marketing and other services for a duration of the past one year.

The Group CEO attributed this to the successful transformation and the business strategy that was adopted in the acquisition earlier on. These strategies have seen the company make major strides in coming up with new opportunities of serving its customers by offering administration service which is the main reason behind the fast growth rate being experienced by the company. According to Bonar, the company’s strategy on expansion will help them capitalize on their current customers by ensuring that they will be offering them solutions that can work out all the negative problems that they face during their administration.

This has made ITEC to acquire companies that engage in personnel management and practices related to employment. The aim of ITEC is to capitalize on the balance that a company experiences when it offers solutions and administrative services on office services. This made ITEC to proceed into hiring a professional employer organization (PEO) who are called SourceOne group. When offering human resource and payroll services it does not segregate between large and small businesses. When all these transactions are made ITEC must pocket around $40 million in addition to the revenue that it generates in every fiscal year. Brian Bonar is quite the financial genius.

ITEC has decided to go for PEO which is a large industry and still growing so that it will enable it to integrate its services by offering its large base of clients the products of its offices. This will help the company to leverage its services and also the products of ITEC so that it can improve its services, retain its customers and make sure it makes some returns as profit. Still in the interview, Brian showed confidence that the structures it had brought together via acquisitions was done through a well thought out strategy that will give them stable sales and major personnel support. Since the small companies are not able to compete at the world level, ITEC will have the opportunity to harness experts input in them.

Vijay Eswaran’s Timeline Starts Good and Ends Great

The life and timeline for Vijay Eswaran is impressive and can even be used as model for personal and professional success. The start for this timeline is not so unlike many others, and the turns in it are not all exciting. However, the end results and evidence of Vijay Eswaran’s good works total more than one to say the least.

Vijay Eswaran’s time line begins October 7th, 1960. Pushpavathy Chinnaiah and Vijayaratnam Saravanamuthu are Vijay’s parents and are credited with raising him. Just 24 years after birth, Vijay graduates from the London School of Economics with a degree in Socio-Economics. Not long after that, the man receives certification from CIMA in the UK. Following through with his education, Vijay achieves an MBA from Southern Illinois University in 1986. Twenty six years is not long at all, in a lifetime, to reach that level of education.

With formal schooling and higher education out of the way, Vijay is presented with an opportunity for MLM marketing in a company named Synaptics. Vijay does well there but really starts to make his splash when he joins the Cosway group. Without a doubt, this where he learns the ins and outs of business building and also gains valuable networking connections. With the credentials, experience and network building behind him, Vijay co-founds the QI Group of Companies. Not only does he help build the QI Group of Companies he is named the executive chairman. Vijay also establishes Qnet in 1998. With so much done in so little time it is no wonder that the man is recognized so often for his work.

In recognition of his service and effort, Vijay is presented with the “Special Award for Education and Leadership” by the Malaysian Prime Minister of Education Datuk Seri Idris Jusoh. But that is not the only major recognition he receives. Vijay is also awarded “CEO of the year” by Malaysian Business Advisory Council and presented an award by the Malaysian Minister of International trade Dato Sri Mustapa Mohamed. He deserves such accolades as a philanthropist, speaker and the man responsible for the Quest International University in Perak.

Beside earning awards for long time service in business and education. Vijay writes on the subject of personal success and reflection. His titles, “In the Sphere of Silence”, “In the Thinking Zone”, “18 Stepping Stones” and “On the Wings of Thought”, earn him the bragging rights of being a published author. Perhaps that is why Vijay Eswaran is one of Forbes Asia’s “Heroes of Philanthropy”.

Art Sale Shows Off The Collection Of Adam Sender

Adam Sender was once best known as a hedge fund manager heading the successful Exis Capital company, a career choice which led to Sender’s reputation across Wall Street growing to see him become one of the best known managers in the financial industry. Like many successful hedge fund managers Sender became known for the quirks in his working day, which included darkening his office and studying more than 20 computer screens. These behaviors proved successful for Sender and helped Exis find success and built his own fortune that he directed towards a contemporary art collection that is one of the largest and most distinct of recent times.

The private art collection of Adam Sender was often displayed in the offices of Exis Capital and included large installations, paintings and photographs by some of the best known artists of the latter half of the 20th century. Sender began collecting art in 1998 and claims he quickly knew the world of modern and contemporary art was an area he was comfortable looking for masterpieces in. In 2011, Sender stated he was able to find masterpieces by contemporary artists that were affordable and could be purchased at galleries and shows by the artists themselves without the issues of attending auctions.

Such a large collection as that created by Adam Sender makes it one of the highest quality groups of art placed on sale in recent years. The current sale will see more than 400 pieces by 139 artists make their way onto the auction block, but the sale is also a chance for Adam Sender to make sure the art he has collected is viewed by the public for many years to come. Large scale installation like Donald Young’s One Hundred Fish Fountain may have the chance to be viewed on a regular basis in museum and gallery spaces once the sale is complete. The majority of the work collected by Adam Sender was curated by Todd Levin, which adds an extra sense of gravitas to the sale and shows the commitment to research and focus Sender has for all the aspects of his business and personal life. Adam Sender alsowas discussed by BusinessInsider.